OPEN HOUSE Sat, Sep 26 2026 10:00 AM - 01:00 PM
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OPEN HOUSE Sat, Sep 26 2026 10:00 AM - 01:00 PM

$1,195,000

4 Beds 3 / 1 Full / Half Baths 3,065 SQFT 0.17 Acres
Type: Single Family

300 Breakwater Boulevard
Panama City Beach, FL 32413

MLS#: 1010540
Agnes Stergion
Agnes Stergion
Brett/Robinson | Florida Real Estate
Phone: 850.723.4879
Office: 251.236.8811
Presented by: Christies International Real Estate Emerald Coast

Property Description

 

Seller will contribute up to $30,000 toward an interest-rate buydown or buyer closing costs with an acceptable offer! The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.


 

Interior Features

Bathrooms

Total Baths4

Other Interior Features

Air Conditioning Y/NYes
FlooringFloor Tile, Floor Vinyl
Interior AmenitiesBreakfast Bar, Ceiling Beamed, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Shelving, Walls Paneled, Washer/Dryer Hookup
Window FeaturesWindow Treatment All

General

Architectural StyleBeach House
Association Fee IncludesAccounting, Master Association, Recreational Faclty, Trash
Attached Garage Yes
Buyer FinancingConventional, FHA, VA
Carport Y/NNo
CityPanama City Beach
Community FeaturesPickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis
Construction MaterialsSiding CmntFbrHrdBrd
CoolingCentral Air
CountyBay
DirectionsFrom Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left.
Elementary SchoolWest Bay
Garage Spaces3
HOAYes
High SchoolArnold
Lot Size Square Feet7,405 sqft
Lot Size UnitsAcres
MLS Area27 - Bay County
MLS Area Minor2722 - Beach - North West
Middle/Junior High SchoolSurfside
New ConstructionNo
Patio/Porch FeaturesPatio Covered, Porch
Pool FeaturesPool - Heated, Pool - In-Ground, Pool Type
Property ConditionConstruction Complete
Property SubtypeDetached Single Family
Property TypeResidential
SewerPublic Sewer
Standard StatusActive
StatusActive
Stories Count2
Subdivision NameBreakwater at Ward Creek
Tax Assessed Value$210
Tax Year2025
Total Rooms6
UtilitiesElectric, Gas - Natural, Phone, Public Water, TV Cable, Underground
Year Built2025
ZoningResid Single Family

Exterior

Building Area Total3,065 sqft
Exterior AmenitiesFenced Back Yard, Hot Tub, Separate Living Area, Sprinkler System
Foundation DetailsSlab
Lot Dimensions60'x120'
Lot FeaturesSidewalk, Survey Available, Wooded
Lot Size Acres0.17
Lot Size Area0 sqft
Road Surface TypePaved
Total Parking3

Additional Details

Price History

Schools 

Elementary School West Bay Elementary School

  

Similar Properties

$1,195,000

4 Beds 3 / 1 Full / Half Baths 3,065 SQFT 0.17 Acres
Type: Single Family

300 Breakwater Boulevard
Panama City Beach, FL 32413

MLS#: 1010540
Agnes Stergion
Agnes Stergion
Brett/Robinson | Florida Real Estate
Phone: 850.723.4879
Office: 251.236.8811