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$2,299,000

5 Beds 5 Baths 3,489 SQFT 0.08 Acres
Type: Single Family

20 S St Francis Drive
Miramar Beach, FL 32550

MLS#: 1014161
Brian Pugh
Brian Pugh
Brett/Robinson | Florida Real Estate
Broker for Florida Office
Phone: 251.236.8811
Office: 251.236.8811
Presented by: Coldwell Banker Realty

Property Description

 

AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle. From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment. Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. The primary suite offers an additional level of refinement, featuring a beautifully appointed primary bathroom with elegant marble flooring and a spacious walk-in closet. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting. Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The home's construction also incorporates frame construction with concrete panels. Adding to the home's coastal resilience, hurricane-impact-rated windows and sliding glass doors provide an important combination of protection, durability, and peace of mind. The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems. Outdoor living is an essential part of the experience. Covered and open terraces offer additional opportunities to enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings. An outdoor grill further enhances the home's outdoor entertaining experience. Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and two community swimming pools. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment. Additional modern conveniences include gas and fiber-optic utility service, providing enhanced functionality and connectivity. A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat. More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering. Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.


 

Interior Features

Bathrooms

Total Baths5

Other Interior Features

Air Conditioning Y/NYes
FlooringFloor Marble, Floor Tile, Floor Vinyl
Furnished Y/NFurnished - All
Interior AmenitiesBreakfast Bar, Fireplace, Kitchen Island, Newly Painted, Pantry
Window FeaturesWindow Treatment All

General

Architectural StyleMediterranean
Association Fee IncludesManagement
Attached Garage Yes
Buyer FinancingConventional, FHA, VA, Other
Carport Y/NNo
CityMiramar Beach
Community FeaturesShort Term Rental - Allowed, Beach, Deed Access, Gated Community, Pets Allowed, Pool, TV Cable
Construction MaterialsFrame, Stucco
CoolingCeiling Fans, Central Air
CountyWalton
DirectionsFrom Destin, travel east on Highway 98 (Emerald Coast Parkway). Turn right onto South Holiday Road. Continue south and turn left into the gated Emerald Waters Village community. After entering the gate, turn right onto St. Francis Drive S. The home at 20 St. Francis Drive S will be on the right.
Elementary SchoolVan R Butler
Garage Spaces2
HOAYes
High SchoolFreeport
Lot Size Square Feet3,484 sqft
Lot Size UnitsAcres
MLS Area15 - Miramar/Sandestin Resort
MLS Area Minor1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Middle/Junior High SchoolDestin
New ConstructionNo
Patio/Porch FeaturesDeck Covered, Deck Open, Patio Covered
Pool FeaturesPool Type
Property ConditionRenovated, Construction Complete
Property SubtypeDetached Single Family
Property TypeResidential
SewerPublic Sewer
Standard StatusActive
StatusActive
Stories Count3
Subdivision NameEMERALD WATERS VILLAGE
Tax Assessed Value$530
Tax Year2025
Total Rooms10
UtilitiesPublic Water, TV Cable
ViewGulf
Virtual TourClick here
Year Built1999
ZoningResid Single Family

Exterior

Building Area Total3,489 sqft
Exterior AmenitiesBalcony, Fenced Back Yard
FencingFenced Lot-Part, Fenced Privacy
Foundation DetailsSlab
Lot DimensionsNA
Lot FeaturesCovenants, Restrictions, Within 1/2 Mile to Water
Lot Size Acres0.08
Lot Size Area0 sqft
Road Frontage TypePrivate Road
Total Parking2

Additional Details

Price History

Schools 

Elementary School Van R Butler Elementary School
High School Freeport High School

  

Similar Properties

$2,299,000

5 Beds 5 Baths 3,489 SQFT 0.08 Acres
Type: Single Family

20 S St Francis Drive
Miramar Beach, FL 32550

MLS#: 1014161
Brian Pugh
Brian Pugh
Brett/Robinson | Florida Real Estate
Broker for Florida Office
Phone: 251.236.8811
Office: 251.236.8811