400 Terrapin Trc Destin, FL - Image 1400 Terrapin Trc Destin, FL - Image 2400 Terrapin Trc Destin, FL - Image 3400 Terrapin Trc Destin, FL - Image 4400 Terrapin Trc Destin, FL - Image 5400 Terrapin Trc Destin, FL - Image 6400 Terrapin Trc Destin, FL - Image 7400 Terrapin Trc Destin, FL - Image 8400 Terrapin Trc Destin, FL - Image 9400 Terrapin Trc Destin, FL - Image 10400 Terrapin Trc Destin, FL - Image 11400 Terrapin Trc Destin, FL - Image 12400 Terrapin Trc Destin, FL - Image 13400 Terrapin Trc Destin, FL - Image 14400 Terrapin Trc Destin, FL - Image 15400 Terrapin Trc Destin, FL - Image 16400 Terrapin Trc Destin, FL - Image 17400 Terrapin Trc Destin, FL - Image 18400 Terrapin Trc Destin, FL - Image 19400 Terrapin Trc Destin, FL - Image 20400 Terrapin Trc Destin, FL - Image 21400 Terrapin Trc Destin, FL - Image 22400 Terrapin Trc Destin, FL - Image 23400 Terrapin Trc Destin, FL - Image 24400 Terrapin Trc Destin, FL - Image 25400 Terrapin Trc Destin, FL - Image 26400 Terrapin Trc Destin, FL - Image 27400 Terrapin Trc Destin, FL - Image 28400 Terrapin Trc Destin, FL - Image 29400 Terrapin Trc Destin, FL - Image 30400 Terrapin Trc Destin, FL - Image 31400 Terrapin Trc Destin, FL - Image 32400 Terrapin Trc Destin, FL - Image 33400 Terrapin Trc Destin, FL - Image 34400 Terrapin Trc Destin, FL - Image 35400 Terrapin Trc Destin, FL - Image 36400 Terrapin Trc Destin, FL - Image 37400 Terrapin Trc Destin, FL - Image 38400 Terrapin Trc Destin, FL - Image 39400 Terrapin Trc Destin, FL - Image 40400 Terrapin Trc Destin, FL - Image 41400 Terrapin Trc Destin, FL - Image 42400 Terrapin Trc Destin, FL - Image 43400 Terrapin Trc Destin, FL - Image 44400 Terrapin Trc Destin, FL - Image 45400 Terrapin Trc Destin, FL - Image 46400 Terrapin Trc Destin, FL - Image 47400 Terrapin Trc Destin, FL - Image 48400 Terrapin Trc Destin, FL - Image 49400 Terrapin Trc Destin, FL - Image 50400 Terrapin Trc Destin, FL - Image 51400 Terrapin Trc Destin, FL - Image 52400 Terrapin Trc Destin, FL - Image 53400 Terrapin Trc Destin, FL - Image 54400 Terrapin Trc Destin, FL - Image 55400 Terrapin Trc Destin, FL - Image 56400 Terrapin Trc Destin, FL - Image 57400 Terrapin Trc Destin, FL - Image 58400 Terrapin Trc Destin, FL - Image 59400 Terrapin Trc Destin, FL - Image 60400 Terrapin Trc Destin, FL - Image 61400 Terrapin Trc Destin, FL - Image 62

$1,895,000

5 Beds 4 Baths 3,395 SQFT 0.40 Acres
Type: Single Family

400 Terrapin Trc
Destin, FL 32541

MLS#: 1015229
Agnes Stergion
Agnes Stergion
Brett/Robinson | Florida Real Estate
Associate Broker
Phone: 850.723.4879
Office: 251.236.8811
Presented by: Berkshire Hathaway HomeServices

Property Description

 

Waterfront Elegance Meets Effortless Coastal Living in Kelly Plantation Tucked away among the towering pines of Kelly Plantation, this exceptional waterfront residence offers a rare combination of refined coastal living, privacy, and direct access to the water. Located in the desirable Club Commons neighborhood, just moments from the community's celebrated golf, clubhouse, and recreational amenities, this beautifully appointed home delivers an extraordinary lifestyle both indoors and out. Built in 2014, the thoughtfully designed residence offers approximately 3,395 square feet of living space, five bedrooms, and four bathrooms, with **the flexibility of a two-story home and the convenience of single-level living.** The majority of the home's living space is situated on the main floor, including the primary suite, kitchen, dining and living areas, and office space, allowing homeowners to enjoy virtually everything they need without ever having to venture upstairs. The second level provides valuable additional living space, offering flexibility for guests, family, or a variety of other uses. The home's timeless coastal architecture, welcoming covered entry, elegant finishes, and inviting living spaces create an atmosphere that is as comfortable for everyday living as it is impressive for entertaining. Thoughtfully arranged living areas provide a natural flow for gathering with family and friends, while the home's generous proportions and versatile floor plan accommodate a variety of lifestyles. The outdoor living experience is truly exceptional. An expansive screened enclosure encompasses a sparkling private pool, generous lounging areas, and a beautifully equipped outdoor kitchen, creating a seamless extension of the home's main-level living and entertaining spaces. Whether hosting friends, enjoying a quiet afternoon by the pool, or gathering for dinner as the sun sets, this remarkable setting was designed to be enjoyed year-round. Beyond the pool, a wooded backyard framed by mature pines leads to a private dock overlooking the tranquil waters of the bayou. Complete with a personal watercraft lift, the dock offers a wonderful opportunity for kayaking, paddleboarding, and exploring the surrounding waterways. It's a peaceful waterfront escape that feels worlds away, yet remains conveniently connected to everything Kelly Plantation and Destin have to offer. The home's setting is equally compelling. Lush natural surroundings provide a wonderful sense of seclusion, while the nearby waters of Choctawhatchee Bay create a beautiful coastal backdrop. Residents of Kelly Plantation enjoy a gated community known for its championship golf course, beautifully maintained grounds, and outstanding amenities. What makes 400 Terrapin Trace especially appealing is its uncommon combination of features: beautifully appointed main-level living spaces, the versatility of an additional second floor, five bedrooms, a private screened pool and outdoor kitchen, and the added distinction of waterfront living with a private dock. **An exceptional opportunity to enjoy the best of Kelly Plantation, where elegant coastal living meets the tranquility of life on the water.**


 

Interior Features

Bathrooms

Total Baths4

Other Interior Features

Air Conditioning Y/NYes
FlooringFloor Hardwood, Floor Tile, Floor WW Carpet
Heating Y/NYes
Interior AmenitiesCeiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Pull Down Stairs, Shelving, Washer/Dryer Hookup, Wet Bar
Window FeaturesDouble Pane Windows, Storm Windows

General

Architectural StyleSouthern
Association Fee IncludesAccounting, Legal, Management, Master Association, Recreational Faclty, Security
Attached Garage Yes
Carport Y/NNo
CityDestin
Community FeaturesShort Term Rental - Not Allowed, Pickle Ball, Community Room, Dock, Exercise Room, Gated Community, Golf, Playground, Pool, Stables, Tennis, Waterfront
Construction MaterialsFrame, Siding CmntFbrHrdBrd
CoolingCeiling Fans
CountyOkaloosa
DirectionsFrom Hwy. 98 Turn into Kelly Plantation and after the guard gate turn right at the tennis courts and left on Terrapin Trace
Elementary SchoolDestin
Garage Spaces2
HOAYes
HeatingHeat Pump A/A Two +
High SchoolFort Walton Beach
Lot Size Square Feet17,424 sqft
Lot Size UnitsAcres
MLS Area14 - Destin
MLS Area Minor1403 - Destin Northwest
Middle/Junior High SchoolDestin
New ConstructionNo
Patio/Porch FeaturesPatio Covered, Porch Screened
Pool FeaturesPool - In-Ground, Pool Type
Property ConditionConstruction Complete
Property SubtypeDetached Single Family
Property TypeResidential
SewerPublic Sewer
Standard StatusActive
StatusActive
Stories Count2
Subdivision NameKelly Plantation
Tax Year2025
Total Rooms7
UtilitiesElectric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground
Virtual TourClick here
Waterfront FeaturesBayou
Year Built2014
ZoningResid Single Family

Exterior

Building Area Total3,395 sqft
Door FeaturesStorm Door(s)
Exterior AmenitiesBoat Slip, Boatlift, Columns, Dock, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen
Foundation DetailsSlab
Lot DimensionsIrregular
Lot FeaturesCovenants, Cul-De-Sac, Curb & Gutter, Interior, Within 1/2 Mile to Water
Lot Size Acres0.4
Lot Size Area0 sqft
Parking FeaturesOversized
Road Frontage TypePrivate Road
Road Surface TypePaved
Total Parking4
Waterfront Y/NYes

Additional Details

Price History

Schools 

High School Fort Walton Beach High School
Elementary School Destin Elementary School
Middle School Destin Middle School

  

Similar Properties

$1,895,000

5 Beds 4 Baths 3,395 SQFT 0.40 Acres
Type: Single Family

400 Terrapin Trc
Destin, FL 32541

MLS#: 1015229
Agnes Stergion
Agnes Stergion
Brett/Robinson | Florida Real Estate
Associate Broker
Phone: 850.723.4879
Office: 251.236.8811